How a Personal Injury Lawyer Can Help You Deal with Insurance Companies
For those who have suffered a moderate to serious personal injury through no fault of their own, they understand just how stressful the healing process can be. Getting back to your old self and being able to get back to work and your regular activities will be a top priority. Unfortunately, depending on the injury, this can involve weeks, months, even years of medical treatments and rehabilitation, and there is the fact you may never be back to the old normal.
If your injury was caused by the negligence of another person or company, then you may have decided to file a personal injury claim – which means you’ll need to work with that party’s insurance company. Here’s where things can get pretty tricky, and this is exactly when a personal injury lawyer can help. Here are some of the top ways a personal injury lawyer can help you to deal with an insurance company when filing a claim.
The Insurance Company Isn’t Out to Help You
The first thing to understand is that the insurance company that represents the other party isn’t in this to protect you – they are protecting their client. The insurance company will appoint an insurance or claims adjuster, who is tasked with investigating the claim and what transpired. They will also figure out what the claim is worth.
Again, they are working for the insurance company though, not you and your best interests. They want to pay the smallest settlement possible, which obviously isn’t to your advantage.
A Personal Injury Lawyer is Used to Working with Insurance Companies
Because the insurance company is out to protect its interests, the whole situation can be rather intimidating. Dealing with them yourself can be quite stressful as you don’t understand the process, the lingo, and what to expect. When you bring in a personal injury lawyer, they are well-versed in each of those things and will be able to proceed with confidence and without stress.
Your Lawyer Will Inform You of What the Insurance Companies Will Require
From the insurance company’s point of view, they will be interested in obtaining everything medical-related to do with your claim. This means your medical records, charts, diagnosis, treatment, and more. This is what helps to shed light on the severity of your injuries, and what will help to determine what fair compensation is – if awarded. These details can be discussed by your personal injury lawyer so you know what to expect.
You can read more about how medical record retrieval for claims work at americanretrieval.com/. The company also discusses the difference between EHR and EMR records, so you know exactly the process they will be using and what they will be looking for on their end.
Rely on Someone with Experience
At the end of the day, hiring a personal injury lawyer is all about relying on someone with experience, knowledge, and a solid understanding of how the process works and how to best guarantee you get the compensation you’re after.